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beyond the city(廓偏岻貧)-及21何蛍

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never seen you in London before。; 

     ;I hate the place。      It smothers me。       There's not a breath of clean air 

on this side of Greenwich。          But maybe you know your way about pretty 

well in the City�拭─�

     ;Well�察�I know something about it。            You see I've never lived very far 

from it�察�and I do a good deal of my aunt's business。; 

     ;Maybe you know Bread Street�拭─�



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     ;It is out of Cheapside。; 

     ;Well then�察�how do you steer for it from here�拭                �You make me out a 

course and I'll keep to it。; 

     ;Why�察     �Admiral�察   �I  have    nothing    to  do。    I'll  take   you   there   with 

pleasure。; 

     ;Will   you�察  �though�拭     �Well�察  �I'd   take   it   very   kindly   if   you   would。 I 

have business there。        Smith and Hanbury�察�financial agents�察�Bread Street。; 

     The pair made their way to the river´side�察�and so down the Thames to 

St。 Paul's landinga mode of travel which was much more to the Admiral's 

taste than 'bus or cab。       On the way�察�he told his companion his mission and 

the causes which had led to it。          Charles Westmacott knew little enough of 

City life and the ways of business�察�but at least he had more experience in 

both than the Admiral�察�and he made up his mind not to leave him until the 

matter was settled。 

     ;These are the people�察─�said the Admiral�察�twisting round his paper�察�and 

pointing     to   the   advertisement      which     had   seemed      to  him    the   most 

promising。       ;It   sounds     honest    and   above´board�察     �does    it  not�拭   �The 

personal   interview   looks   as   if   there   were   no   trickery�察  �and   then   no   one 

could object to five per cent。; 

     ;No�察�it seems fair enough。; 

     ;It is not pleasant to have to go hat in hand borrowing money�察�but there 

are   times�察  �as   you   may  find   before   you   are   my   age�察�Westmacott�察  �when   a 

man must stow away his pride。             But here's their number�察�and their plate is 

on the corner of the door。; 

     A  narrow   entrance   was   flanked   on   either   side   by   a   row   of   brasses�察�

ranging upwards from the shipbrokers and the solicitors who occupied the 

ground floors�察�through a long succession of West Indian agents�察�architects�察�

surveyors�察     �and   brokers�察  �to  the   firm   of  which    they   were   in  quest。    A 

winding stone stair�察�well carpeted and railed at first but growing shabbier 

with every landing�察�brought them past innumerable doors until�察�at last�察�just 

under the ground´glass roofing�察�the names of Smith and Hanbury were to 

be    seen   painted   in   large  white    letters  across   a  panel�察   �with   a  laconic 

invitation to push beneath it。         Following out the suggestion�察�the Admiral 

and his companion found themselves in a dingy apartment�察�ill lit from a 



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couple     of  glazed    windows。      An    ink´stained     table�察 �littered  with   pens�察�

papers�察  �and   almanacs�察  �an   American   cloth   sofa�察  �three   chairs   of   varying 

patterns�察�and a much´worn carpet�察�constituted all the furniture�察�save only a 

very large and obtrusive porcelain spittoon�察�and a gaudily framed and very 

somber  picture  which hung above   the  fireplace。             Sitting   in   front   of   this 

picture�察�and staring gloomily at it�察�as being the only thing which he could 

stare   at�察  �was   a   small   sallow´faced   boy   with   a   large   head�察  �who   in   the 

intervals of his art studies munched sedately at an apple。 

     ;Is Mr。 Smith or Mr。 Hanbury in�拭─�asked the Admiral。 

     ;There ain't no such people�察─�said the small boy。 

     ;But you have the names on the door。; 

     ;Ah�察�that is the name of the firm�察�you see。            It's only a name。      It's Mr。 

Reuben Metaxa that you wants。; 

     ;Well then�察�is he in�拭─�

     ;No�察�he's not。; 

     ;When will he be back�拭─�

     ;Can't   tell�察 �I'm  sure。  He's   gone   to   lunch。   Sometimes   he   takes   one 

hour�察�and sometimes two。           It'll be two to´day�察�I 'spect�察�for he said he was 

hungry afore he went。; 

     ;Then I suppose that we had better call again�察 ─�said the Admiral。 

     ;Not a bit�察─�cried Charles。        ;I know how to manage these little imps。 

See here�察�you young varmint�察�here's a shilling for you。               Run off and fetch 

your master。       If you don't bring him here in five minutes I'll clump you 

on the side of the head when you get back。               Shoo�     �Scat� ─    �He charged 

at the youth�察�who bolted from the room and clattered madly down´stairs。 

     ;He'll   fetch   him�察─  �said   Charles。    ;Let   us   make   ourselves   at   home。 

This sofa does not feel over and above safe。             It was not meant for fifteen´ 

stone men。       But this doesn't look quite the sort of place where one would 

expect to pick up money。; 

     ;Just   what   I   was   thinking�察─  �said   the Admiral�察  �looking   ruefully   about 

him。 

     ;Ah�察  �well�     �I  have   heard   that   the  best   furnished    offices   generally 

belong to the poorest firms。           Let us hope it's the opposite here。           They 

can't   spend   much   on   the   management   anyhow。          That   pumpkin´headed 



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boy was the staff�察�I suppose。        Ha�察�by Jove�察�that's his voice�察�and he's got 

our man�察�I think� ─�

    As he spoke the youth appeared in the doorway with a small�察�brown�察�

dried´up little chip of a man at his heels。        He was clean´shaven and blue´ 

chinned�察�with bristling black hair�察�and keen brown eyes which shone out 

very brightly from between pouched under´lids and drooping upper ones。 

He   advanced�察 �glancing keenly  from  one   to   the   other   of his   visitors�察  �and 

slowly    rubbing    together   his  thin�察 �blue´veined    hands。    The    small   boy 

closed the door behind him�察�and discreetly vanished。 

     ;I am Mr。 Reuben Metaxa�察─�said the moneylender。                ;Was it about an 

advance you wished to see me�拭─�

     ;Yes。; 

     ;For you�察�I presume�拭─�turning to Charles Westmacott。 

     ;No�察�for this gentleman。; 

     The moneylender looked surprised。           ;How much did you desire�拭─�

     ;I thought of five thousand pounds�察─�said the Admiral。 

     ;And on what security�拭─�

     ;I am a retired admiral of the British navy。        You will find my name in 

the Navy List。     There is my card。       I have here my pension papers。         I get 

L850 a year。      I thought that perhaps if you were to hold these papers it 

would   be   security   enough   that   I   should   pay   you。 You   could   draw   my 

pension�察�and repay yourselves at the rate�察�say�察�of L500 a year�察�taking your 

five per cent interest as well。; 

     ;What interest�拭─�

     ;Five per cent per annum。 

    Mr。    Metaxa     laughed。    ;Per    annum� ─    �he  said。   ;Five    per  cent   a 

month。; 

     ;A month�      �That would be sixty per cent a year。; 

     ;Precisely。; 

     ;But that is monstrous。; 

     ;I don't ask gentlemen to come to me。           They come of their own free 

will。   Those are my terms�察�and they can take it or leave it。; 

     ;Then I shall leave it。;     The Admiral rose angrily from his chair。 

     ;But one moment�察�sir。       Just sit down and we shall chat the matter over。 



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Yours is a rather unusual case and we may find some other way of doing 

what you wish。        Of course the security which you offer is no security at 

all�察�and no sane man would advance five thousand pennies on it。; 

     ;No security�拭     �Why not�察�sir�拭─�

     ;You might die to´morrow。          You are not a young man。          What age are 

you�拭─�

     ;Sixty´three。; 

     Mr。   Metaxa     turned   over   a  long   column     of  figures。    ;Here    is  an 

actuary's table�察─�said he。      ;At your time of life the average expectancy of 

life is only a few years even in a well´preserved man。; 

     ;Do you mean to insinuate that I am not a well´preserved man�拭─�

     ;Well�察�Admiral�察�it is a trying life at sea。       Sailors in their younger days 

are gay dogs�察�and take it out of themselves。            Then when they grow older 

thy are still hard at it�察�and have no chance of rest or peace。           I do not think 

a sailor's life a good one。; 

     ;I'll tell you what�察�sir�察─�said the Admiral hotly。        ;If you have two pairs 

of gloves I'll undertake to knock you out under three rounds。                Or I'll race 

you from here to St。 Paul's�察�and my friend here will see fair。               I'll let you 

see whether I am an old man or not。; 

     ;This is beside the question�察─�said the moneylender with a deprecatory 

shrug。     ;The   point   is   that   if   you   died   to´morrow   where   would   be   the 

security then�拭─�

     ;I could insure my life�察�and make the policy over to you。; 

     ;Your premiums for such a sum�察�if any office would have you�察�which I 

very   much   doubt�察  �would   come   to   close   on   five   hundred   a   year。  That 

would hardly suit your book。; 

     ;Well�察�sir�察�what do you intend to propose�拭─�asked the Admiral。 

     ;I might�察�to accommodate you�察�work it in another way。                I should send 

for a medical man�察�and have an opinion upon your life。               Then I might see 

what could be done。; 

     ;That is quite fair。    I have no objection to that。; 

     ;There is a very clever doctor in the street here。          Proudie is his name。 

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